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伤残保险的代际溢出效应

Intergenerational Spillovers in Disability Insurance
American Economic Journal: Applied Economics · 2021 · Gordon B. Dahl、Anne C. Gielen

中文摘要

利用1993年荷兰的一项政策改革和断点回归设计,我们发现父母伤残保险(DI)资格被削减的子女,其自身参与伤残保险的可能性降低11%,对其他政府项目的使用没有变化,且成年后的收入高出2%。按现值贴现计算,子女转移支付的减少和税收的增加相当于父母财政节省的40%。此外,受处理父母的子女完成更多学业,遭遇严重刑事逮捕和监禁的概率更低,成年后服用的精神健康类药物也更少。

Abstract

Using a 1993 Dutch policy reform and a regression discontinuity design, we find children of parents whose disability insurance (DI) eligibility was reduced are 11 percent less likely to participate in DI themselves, do not alter their use of other government programs, and earn 2 percent more as adults. The reduced transfers and increased taxes of children account for 40 percent of the fiscal savings relative to parents in present discounted value terms. Moreover, children of treated parents complete more schooling, have a lower probability of serious criminal arrests and incarceration, and take fewer mental health drugs as adults.
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