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金融网络中的系统性风险: 综述

Systemic Risk in Financial Networks: A Survey
Annual Review of Economics · 2021 · [{"name": "Matthew O. Jackson", "affiliation": ["Santa Fe Institute", "Stanford University"]}, {"name": "Agathe Pernoud", "affiliation": ["Stanford University"]}]

中文摘要

我们概述了金融网络与系统性风险之间的关系。我们提出了不同类型系统性风险的分类,区分了金融机构之间的直接外部性(例如违约、相关投资组合、抛售)与认知和反馈效应(例如银行挤兑、信贷冻结)。我们还讨论了最优监管与救助、系统性风险与金融中心度的测度、银行在投资组合和合作伙伴关系方面的选择,以及金融网络不断变化的性质。

Abstract

We provide an overview of the relationship between financial networks and systemic risk. We present a taxonomy of different types of systemic risk, differentiating between direct externalities between financial organizations (e.g., defaults, correlated portfolios, fire sales), and perceptions and feedback effects (e.g., bank runs, credit freezes). We also discuss optimal regulation and bailouts, measurements of systemic risk and financial centrality, choices by banks regarding their portfolios and partnerships, and the changing nature of financial networks.
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