艰难时期的家庭支持：不利事件后的代际交换动态

中文摘要

我们使用事件研究考察财富损失、退出就业、丧偶和健康冲击后家庭内部代际资金转移和非正式照料的变化。我们发现，在父母的财富和劳动收入遭受负面冲击后，给予成年子女的转移急剧减少，这在低财富家庭中尤为明显。在某些健康冲击下，给予也会减少，而在配偶去世后则会增加。与此同时，在父母家庭遭受不利冲击后，低财富家庭的子女会增加对父母的资金转移；并且在遭遇各种不利冲击后，高财富和低财富家庭的子女均会急剧增加对父母非正式照料的提供。

Abstract

Abstract We use event studies to examine changes in intergenerational financial transfers and informal care within families following wealth loss, job exit, widowhood, and health shocks. We find sharp reductions in giving to adult children following negative shocks to parents’ wealth and earned income, particularly in low-wealth households. Giving also decreases with some health shocks and increases following spousal death. Meanwhile, children of low-wealth households increase financial transfers to parents following adverse shocks in parental households and children of both high- and low-wealth households sharply increase their provision of informal care to parents following a wide range of adverse shocks.