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医疗保健整合的当前时代

The Current Era of Health Care Consolidation
Journal of Economic Perspectives · 2026 · [{"name": "Michael R. Richards", "affiliation": ["Cornell University", "New York State College of Agriculture & Life Sciences"]}, {"name": "Christopher Whaley", "affiliation": ["Rhode Island Department of Health"]}]

中文摘要

过去几十年的整合重塑了美国医疗保健市场的组织与结构,医疗服务提供方与保险方均是如此。几乎所有美国医院和保险市场都已超过既定的竞争性市场监管阈值,目前超过一半的医生受雇于医院或医疗系统,这可能会增加患者、支付方和纳税人的支出。供给侧集中度上升可能改变提供方与保险方之间的谈判力量平衡。拥有商业保险的患者所面对的价格约为拥有公共保险者所支付价格的2.5倍。高且多变的价格与更高质量之间的关联极小,而美国的医疗保健支出在同类国家中居于首位。这些动态引发了关于"可负担性危机"的持续全国性争论,并造成了对美国医疗保健系统的不满与挫败。本文讨论医疗保健支出上升的来源以及潜在的政策解决方案。

Abstract

Consolidation in the last few decades has reshaped the organization and structure of US health care markets, among both providers and insurers. Nearly all US hospital and insurer markets exceed established regulatory thresholds for competitive markets, and over half of physicians are now employed by a hospital or health system, which can increase spending for patients, payers, and taxpayers. Increased supply-side concentration can alter the balance of negotiations between providers and insurers. Prices for patients with commercial insurance are approximately 2.5 times the prices paid by those with public insurance. High and variable prices have minimal link with higher quality, and the United States leads peer nations in health care spending. These dynamics have created ongoing national debates over an “affordability crisis” and generates frustrations with the US health care system. This article discusses sources of rising health care spending and potential policy solutions.

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