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“不耐烦”巅峰时的价格意识

Price Consciousness at the Peak of “Impatience”
Journal of Human Resources · 2021 · Mary Zaki、Jessica Erin Todd

中文摘要

以往研究一致表明,低收入家庭的消费在收到收入后激增,随后回落。使用两种方法分析关联的食品购买调查与行政数据,我们发现SNAP(补充营养援助计划)受助者在领取福利后不久最具价格意识,且其节省价格的努力也最为成功。这与先前提倡受助者在领取福利后错误地感到资金“充裕”的文献形成对比,并在关于他们缺乏自制力与能力的现有叙事中,注入了SNAP受助者的深谋远虑与精明。福利发放的频率可能作为一种储蓄承诺机制,为节省价格的努力提供资金。

Abstract

Past studies consistently document that consumption among low-income households spikes after income receipt and then subsequently declines. Using two approaches to analyze linked survey and administrative data on food purchases, we find that SNAP recipients are most price-conscious and engage in their most successful price-saving efforts soon after benefit receipt. This contrasts with prior literature that posits recipients mistakenly feel “flush” with money after benefit receipt and injects forethought and savviness among SNAP recipients into the prevailing narrative that they lack self-control and capability. The frequency of benefit receipt may act as a savings commitment device that funds price-saving efforts.
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