中文摘要
我发现,美国家庭更倾向于选择丈夫雇主提供的健康保险计划,而非妻子雇主提供的计划。这一差距可能反映了就业状态或计划质量上的性别差异,也可能反映一种固有的性别效应。利用一种新的识别策略,在保持就业状态和计划质量不变的条件下,我发现性别效应使选择丈夫计划的概率提高了6.3个百分点。
Abstract
I document that households in the United States are more likely to choose health plans offered by the husband’s employer than the wife’s. This gap may reflect gender disparities in employment status, plan quality, or an inherent gender effect. Using a novel identification strategy that holds employment status and plan quality fixed, I find that the gender effect increases the probability of selecting the husband’s plan by 6.3 percentage points.